Cómo piensan los ricos: 18 claves imperecederas sobre riqueza y felicidad

Cómo piensan los ricos: 18 claves imperecederas sobre riqueza y felicidad

  • Downloads:4989
  • Type:Epub+TxT+PDF+Mobi
  • Create Date:2021-09-08 02:51:03
  • Update Date:2025-09-06
  • Status:finish
  • Author:Morgan Housel
  • ISBN:8408246127
  • Environment:PC/Android/iPhone/iPad/Kindle

Summary

En cuestiones de dinero, lo que importa no es lo listo que seas sino cómo te comportas。 Tendemos a pensar en la inversión o la gestión de las finanzas personales como una disciplina matemática, en la que los datos y las fórmulas nos dicen exactamente qué hacer。 Sin embargo, el rasgo que define a las personas que logran enriquecerse no es su destreza con los números, ni su salario o su talento, sino su historia personal, sus motivaciones y su visión única del mundo。

Un genio que pierde el control de sus emociones puede ser un desastre financiero。 Y lo mismo vale en caso contrario: gente de a pie sin formación en finanzas puede enriquecerse si cuenta con unos cuantos patrones de comportamiento。 Esto, impensable en otras disciplinas como la arquitectura o la medicina, es fundamental en el campo de las finanzas。

Este libro, llamado a convertirse en un clásico de las finanzas personales, nos provee del conocimiento esencial para entender la psicología del dinero y nos invita a hacernos una pregunta fundamental que raramente nos hacemos, cuál es nuestra relación con el dinero y qué queremos realmente de él。

A partir de 18 claves imperecederas, Morgan Housel nos enseña cómo funciona la psicología del dinero y cuáles son los hábitos y conductas que nos ayudarán no solo a generar riqueza, sino, más importante aún, a conservarla。

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Reviews

Vidalia

Best personal finance book I've come across! Best personal finance book I've come across! 。。。more

Pranshu K

Has translated complex concepts into gripping, easy to digest narrative。

Madhavi

Small and powerful lessons on Money management, to live in this world, being financially literate is very important。 Its not rocket science, its simple discipline and commonsense, very good read。。。。

Martha Avila

Concreto y útil📚👊

Anthony

Good advice。 Save a lot。 Get freedom。

Edirin Edewor

Great readMorgan distills his points with brevity and an ease of understanding that just keeps you flipping the pages。 Totally worth the read。

Sina Abdi

This book is about the aspects of money and wealth that are not as clear and transparent as they should be。 By reading the book, you will get the idea that how great investors such as Warren Buffett accumulated their wealth over time。 Honestly, I had never read about these tips in any other books written about Warren Buffett's approach and strategy in investing。 You will also learn about the compounding effect, the fact of the unpredictibility of stock markets, saving money and the main culprits This book is about the aspects of money and wealth that are not as clear and transparent as they should be。 By reading the book, you will get the idea that how great investors such as Warren Buffett accumulated their wealth over time。 Honestly, I had never read about these tips in any other books written about Warren Buffett's approach and strategy in investing。 You will also learn about the compounding effect, the fact of the unpredictibility of stock markets, saving money and the main culprits behind financial predicaments and recessions。 。。。more

aliyahrambely

Review soon

Vikas Garud

Excellent read on personal finance & money management。 Thoroughly enjoyed。 It's must read for all doing personal financial planning。 Excellent read on personal finance & money management。 Thoroughly enjoyed。 It's must read for all doing personal financial planning。 。。。more

Kindle25

4。5 stars

Kiona Meade

I can’t say I really learned a ton but it was a good book that tied a lot of previously touched topics into a good summary with an attempt an unbiased explanation/thoughts。

Phan Truc Mai

So good! Highly recommend when you want to learn about finance, money, investment。 Not like theory but a psychology! Easy to read and very interesting

Vivek Kamath

Good story telling on how financial decisions are as much a mind game as it is factual。Good read and applicable to wider audience。

Pham Chau

All 5-star books are something that I would recommend to anyone!This book proves that it is such a pity to just read the bottom line or summary of the books。 The art of storytelling here is incredible that makes my eyes stick to every single word。 It has been a while since the last time any books could do this fascinating feeling to me。 *sorry for any grammar or mistakes I made, I will just pour everything out from my brain/my feelings right now)There are a lot of take-away tips here, and yes, b All 5-star books are something that I would recommend to anyone!This book proves that it is such a pity to just read the bottom line or summary of the books。 The art of storytelling here is incredible that makes my eyes stick to every single word。 It has been a while since the last time any books could do this fascinating feeling to me。 *sorry for any grammar or mistakes I made, I will just pour everything out from my brain/my feelings right now)There are a lot of take-away tips here, and yes, better not just read my dumb summary。 You should read and explore the book yourself!:- The differentiate between Rich and Wealth。 Rich is what you have, Wealth is the ablity to have what you can have, but you decide not to。 Wealth is what you don't see。 Wealth is not what shows in the public, but rather it is your time with your family, your relationship。- Few things about optimism and pessimism。- There is little correlation between the amount of effort of researching to invest and the investment return。- Luck and Risk is two best friends。- Time is important。 I am not saying the time market, but rather the time you were born。 - All we know is tails。 。。。more

Pankaj Gupta

This book is a collection of lessons around wealth, happiness, our biases, and psychology。 The author walks us through these lessons with lots of stories and examples。 It is a recommended read。My top 3 takeaways from this book are - The ability to do what you want, when you want, for as long you want, has infinite ROI- Things go wrong all the time。 Surprises happen all the time。 We need to accept this and prepare accordingly- Due to evolution, we are made to value threats more than opportunities This book is a collection of lessons around wealth, happiness, our biases, and psychology。 The author walks us through these lessons with lots of stories and examples。 It is a recommended read。My top 3 takeaways from this book are - The ability to do what you want, when you want, for as long you want, has infinite ROI- Things go wrong all the time。 Surprises happen all the time。 We need to accept this and prepare accordingly- Due to evolution, we are made to value threats more than opportunities。 We need to give optimism as much weightage as we give to pessimismYou can find my version of detailed summary, top quotes of the book in this linkhttps://whatthesaar。substack。com/p/ps。。。 。。。more

Vaisnavi

This book came to me at a time where my ideas on the purpose of money and a high powered career was changing。 This book summarises the idea that money should give you the independence to do what you want, independent of location, and with whomever you want to。 Stay flexible because your goals will evolve, but remember to stay invested for the long run。

Sudheer

A great book on how to view/value money and other valuable things in life。 Mainly highlights that, many things are out of our control, life is truly random, trying to act according to own or others' expectations isn't good, acting according to odds/probability is better than looking at things in black and white。 and many more which people often overlook in their lives。 A great book on how to view/value money and other valuable things in life。 Mainly highlights that, many things are out of our control, life is truly random, trying to act according to own or others' expectations isn't good, acting according to odds/probability is better than looking at things in black and white。 and many more which people often overlook in their lives。 。。。more

sejongyoo

Good read。 Insightful lessons on wealth, greed, and hapiness。 I got comfortable at investing and managing my money after reading this book。 It greatly explains I can still make a fortune even though I can be wrong half the time。 It seems to me that this book is the extended version of "the little book of common sense investing" and "millionnaire next door"。 Highly recommmened for those who want to pursuit reasonable investment rather than tiring rational investment filled with mathmatical optimi Good read。 Insightful lessons on wealth, greed, and hapiness。 I got comfortable at investing and managing my money after reading this book。 It greatly explains I can still make a fortune even though I can be wrong half the time。 It seems to me that this book is the extended version of "the little book of common sense investing" and "millionnaire next door"。 Highly recommmened for those who want to pursuit reasonable investment rather than tiring rational investment filled with mathmatical optimization that may or may not work in your favor。 。。。more

Stephanie

Required reading! Money is more psychological than anything。 80% behavior, 20% smarts! This book confirms that over and over again。

Ningthoibi Devi

The title of the book can be a bit misleading and one might think this book might consists of secrets , tips , tricks or some one liner formula to gain money or become a 'Richie Rich'。 Its nothing like that。It tells us about the simple ways to manage our everyday personal finance, the impact of our everyday little decisions on our money and how money can indirectly drive our emotions and behavior。 The book also uses extracts of real life stories of various individuals like Warren Buffet, Rajat G The title of the book can be a bit misleading and one might think this book might consists of secrets , tips , tricks or some one liner formula to gain money or become a 'Richie Rich'。 Its nothing like that。It tells us about the simple ways to manage our everyday personal finance, the impact of our everyday little decisions on our money and how money can indirectly drive our emotions and behavior。 The book also uses extracts of real life stories of various individuals like Warren Buffet, Rajat Gupta etc which ,according to me, can make the read more interesting。 。。。more

Prakash Nayak

Somehow I found lot of connection to my thoughts。 Gives a broad view on handling money

Kevin Kim

In Chapter 20。 ConfessionsWe invest money from every paycheck into these index funds - a combination of U。S。 and internaional stocks。 There's no set goal - it's just whatever is leftover after we spend。 We max out retirement accounts in the same funds, and contribute to our kids' 529 college savings plans。And that's about it。 Effectively all of our net worth is a house, a checking account, and some Vanguard index funds。It doesn't need to be more complicated thatn that for us。 I like it simple。 O In Chapter 20。 ConfessionsWe invest money from every paycheck into these index funds - a combination of U。S。 and internaional stocks。 There's no set goal - it's just whatever is leftover after we spend。 We max out retirement accounts in the same funds, and contribute to our kids' 529 college savings plans。And that's about it。 Effectively all of our net worth is a house, a checking account, and some Vanguard index funds。It doesn't need to be more complicated thatn that for us。 I like it simple。 One of my deeply held investing beliefs is that there is little correlation between investment effort and investment results。 。。。more

Red Rivera

This was a light and easy read and it’s a great book for people who want to have a better relationship with money。 The points of the book is pretty basic and simple (it was even summarized in the 19th chapter) but the author was able to dive deeper into his points by sharing great anecdotes。

Vishal

If you want to learn about what's the right psychology you should have for being a happy and calm investor i。e。 no formulae, no technical jargon, just what's the right mindset, then this is the book for you! One of the things I loved about this book was how the author doesn't pretend to know all the answers about what's the right investing strategy for you but rather asks you to introspect and explore what is it that gets you the most control of your time and the best sleep at night, both of whi If you want to learn about what's the right psychology you should have for being a happy and calm investor i。e。 no formulae, no technical jargon, just what's the right mindset, then this is the book for you! One of the things I loved about this book was how the author doesn't pretend to know all the answers about what's the right investing strategy for you but rather asks you to introspect and explore what is it that gets you the most control of your time and the best sleep at night, both of which are the key to your happiness。 Isn't that the end goal for all the investing & wealth creation after all? 。。。more

Jordan

A wonderful quick read with many interesting stories that really dive to the heart of everything money。 I use many of Morgan’s stories to present points of view in my Financial Freedom class at church。 I would recommend this book to anyone interested in money, history, debt, lifestyle choices and investing。

Vipul Daripkar

A must read for anyone who has just started to take a keen interest in economy and finance。 An overview of factors that impact an individual's journey in managing his wealth to the best of their abilities。 A must read for anyone who has just started to take a keen interest in economy and finance。 An overview of factors that impact an individual's journey in managing his wealth to the best of their abilities。 。。。more

Saravana Rajan

Good bookGreat book for anyone starting understand personal finance。 And you need some knowledge in finance to appreciate what is said in this book。

Kevin Whitaker

If you don't know much about personal finance -- the impact of compounding returns, the most common inefficiencies that investors make, the basic stories of the Warren Buffets and Bill Gateses of the world -- then you should read this book; it lays out the fact base nicely on the basics of personal and behavioral finance。 If you already know that stuff, there's not much new in here。 I did like the emphasis on putting your own values and feelings first, and accepting that a constraint on your rat If you don't know much about personal finance -- the impact of compounding returns, the most common inefficiencies that investors make, the basic stories of the Warren Buffets and Bill Gateses of the world -- then you should read this book; it lays out the fact base nicely on the basics of personal and behavioral finance。 If you already know that stuff, there's not much new in here。 I did like the emphasis on putting your own values and feelings first, and accepting that a constraint on your rationality is being able to sleep at night (for example, some well-regarded research elsewhere suggests that high-earning young people should not only invest all their savings into risky assets but in fact lever those up, because even if they lose everything they have plenty of earning potential with which to start over; but many of us just aren't wired to be able to do that comfortably)。 But the real if not necessarily explicit message of this book is "saving more and for longer is always better", and that's not always true。 (And the writing style in the editorial section, with all the one-line paragraphs, really bothered me。) 。。。more

S Singpho

Great read。